:root{--bg:#F7FAFF;--surface:#fff;--ink:#0B1220;--muted:#334155;--line:#E2E8F0;--blue:#0B4F9E;--orange:#F47B20;--focus:#1D4ED8;--radius:16px;--shadow:0 12px 28px rgba(2,6,23,.10);--max:1120px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,"Apple Color Emoji","Segoe UI Emoji";color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--blue);text-underline-offset:.18em}
a:hover{text-decoration-thickness:.12em}
img,svg{max-width:100%;height:auto}
.container{width:min(100% - 2rem,var(--max));margin-inline:auto}
.skip-link{position:absolute;left:-999px;top:0;background:var(--surface);color:var(--ink);padding:.75rem 1rem;border:2px solid var(--focus);border-radius:12px;z-index:9999}
.skip-link:focus{left:1rem;top:1rem}
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,250,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.75rem 0}
.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--ink)}
.brand-mark{width:42px;height:42px;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--orange));display:grid;place-items:center;color:#fff;font-weight:900;letter-spacing:.02em}
.brand-name{font-weight:900;line-height:1.1}
.brand-tag{font-size:.875rem;color:var(--muted);display:block;font-weight:650}
.primary-nav{display:flex;align-items:center;gap:.25rem}
.nav-links{display:none;gap:.25rem;align-items:center}
.nav-links a{display:inline-block;padding:.55rem .75rem;border-radius:12px;text-decoration:none;color:var(--ink);font-weight:700}
.nav-links a[aria-current="page"]{background:#fff;border:1px solid var(--line)}
.nav-links a:hover{background:#fff}
.nav-cta{display:flex;gap:.5rem;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.6rem .95rem;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--ink);text-decoration:none;font-weight:800;box-shadow:0 2px 0 rgba(2,6,23,.02)}
.btn:hover{transform:translateY(-1px)}
.btn.primary{background:var(--blue);border-color:var(--blue);color:#fff}
.btn.accent{background:var(--orange);border-color:var(--orange);color:#111827}
.btn.small{padding:.48rem .75rem;font-size:.95rem}
.mobile-toggle{display:inline-flex;border:1px solid var(--line);background:#fff;border-radius:14px;padding:.55rem .7rem;font-weight:900}
@media (min-width:900px){.nav-links{display:flex}.mobile-toggle{display:none}}
.mobile-drawer{display:none;border-top:1px solid var(--line);padding:.5rem 0 1rem}
.mobile-drawer a{display:block;padding:.75rem;border-radius:14px;text-decoration:none;color:var(--ink);font-weight:750}
.mobile-drawer a:hover{background:#fff}
.drawer-cta{display:grid;gap:.5rem;padding:.5rem .75rem 0}
:focus-visible{outline:3px solid rgba(29,78,216,.35);outline-offset:2px}
main{padding:1.25rem 0 2.5rem}
.hero{display:grid;grid-template-columns:1fr;gap:1.25rem;align-items:center;padding:1.25rem 0 0}
@media (min-width:900px){.hero{grid-template-columns:1.1fr .9fr;gap:2rem;padding:2rem 0 0}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.card.pad{padding:1.1rem}
.kicker{display:inline-flex;align-items:center;gap:.5rem;font-weight:900;color:var(--blue);letter-spacing:.02em;text-transform:uppercase;font-size:.82rem}
h1{font-size:clamp(2rem,4vw,3rem);line-height:1.1;margin:.6rem 0 1rem}
h2{font-size:clamp(1.35rem,2.6vw,2rem);line-height:1.2;margin:0 0 .75rem}
h3{font-size:1.1rem;margin:.9rem 0 .4rem}
.lead{font-size:1.1rem;color:#0f172a;max-width:72ch}
.small{font-size:.92rem;color:var(--muted)}
.grid{display:grid;grid-template-columns:1fr;gap:1rem}
@media (min-width:700px){.grid.cols-2{grid-template-columns:repeat(2,1fr)}.grid.cols-3{grid-template-columns:repeat(3,1fr)}}
.list-clean{margin:0;padding-left:1.1rem}
.list-clean li{margin:.35rem 0}
.section{padding:2rem 0}
.section.tight{padding:1.25rem 0}
.note{border-left:4px solid rgba(244,123,32,.85);background:#fff;padding:.8rem 1rem;border-radius:12px;border:1px solid var(--line)}
.callout{display:flex;flex-direction:column;gap:.75rem;padding:1.2rem;background:linear-gradient(135deg,rgba(11,79,158,.08),rgba(244,123,32,.10));border:1px solid rgba(226,232,240,.9);border-radius:var(--radius)}
.callout strong{font-size:1.05rem}
.sep{border:none;border-top:1px solid var(--line);margin:1.25rem 0}
.site-footer{border-top:1px solid var(--line);background:#fff}
.footer-inner{padding:2.25rem 0}
.footer-grid{display:grid;grid-template-columns:1fr;gap:1.5rem}
@media (min-width:900px){.footer-grid{grid-template-columns:1.2fr .8fr .8fr}}
.footer-title{font-weight:950;margin:0 0 .5rem}
.footer-links a{display:block;padding:.2rem 0;color:var(--muted);text-decoration:none}
.footer-links a:hover{text-decoration:underline}
.form{display:grid;gap:.9rem}
label{font-weight:800;display:block;margin:0 0 .25rem}
input,textarea,select{width:100%;padding:.7rem .8rem;border-radius:14px;border:1px solid var(--line);background:#fff;font:inherit}
textarea{min-height:140px;resize:vertical}
.field-hint{font-size:.9rem;color:var(--muted);margin:.35rem 0 0}
.error{color:#B91C1C;font-weight:800;margin:.35rem 0 0}
.cookie{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:60;max-width:760px;margin-inline:auto;display:none}
.cookie .inner{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:1rem;display:flex;gap:1rem;align-items:flex-start;justify-content:space-between}
.cookie p{margin:0;color:var(--muted);font-size:.95rem}
.cookie .actions{display:flex;gap:.5rem;flex-wrap:wrap}
.breadcrumbs{font-size:.95rem;color:var(--muted);margin:.5rem 0 0}
.breadcrumbs a{color:var(--muted)}
details.faq{border:1px solid var(--line);border-radius:14px;padding:.15rem .75rem;background:#fff}
details.faq+details.faq{margin-top:.55rem}
details.faq summary{cursor:pointer;list-style:none;font-weight:850;padding:.65rem 0}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:after{content:"+";float:right;font-weight:950;color:var(--muted)}
details.faq[open] summary:after{content:"–"}
.faq-body{padding:0 0 .75rem}
.az{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.75rem}
.az a{display:inline-flex;align-items:center;justify-content:center;width:2.2rem;height:2.2rem;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);text-decoration:none;font-weight:900}
.area-columns{columns:1;column-gap:1.5rem}
@media (min-width:900px){.area-columns{columns:3}}
.area-columns a{break-inside:avoid;display:inline-block;padding:.22rem 0;color:var(--blue);text-decoration:none}
.area-columns a:hover{text-decoration:underline}